Author name: Ricky Vasquez

Remodel financing gap signals opportunity for lenders

Optimism surrounding the remodeling market dipped slightly in the second quarter, despite strong May numbers, a new survey found. Processing Content The National Association of Home Builders Remodeling Market Index for the second quarter posted a reading of 61, a one-point drop from the first quarter but still comfortably in positive territory and up from […]

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MBA findings add pressure on tri-merge status quo

A switch from the industry’s standard tri-merge to a single-credit file could be done in such a way that loan-level price adjustment variations would be within acceptable limits, according to a new Mortgage Bankers Association study. Processing Content The analysis of Intercontinental Exchange data from 105,000 loans originated in the first half of 2025 finds

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Where home construction is rising — and falling

Single-family construction decreased in the U.S. in 2025, with regional variations highlighting “uneven” housing market growth occurring across the country, new reporting from the National Association of Home Builders found.  Processing Content Single-family starts totaled 939,182 in 2025, according to an analysis of data from the U.S. Census Bureau. The number reversed course, falling 6.9%

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