Author name: Ricky Vasquez

UMBS a key risk in any GSE ownership change: report

The idea of potentially unwinding all or part of the uniform mortgage-backed securities process has resurfaced in an analysis of government-sponsored enterprise ownership changes. Processing Content The report by capital markets and policy experts who are part of the Treasury Market Practices Group looks more broadly on what potential ownership changes contemplated at the GSEs could portend, […]

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Iran ceasefire brings brief reprieve for mortgage rates

Mortgage rates backed off their recent 2026 high this week after concerns over an escalation of the Iran War temporarily subsided, but the numbers don’t necessarily mean an end to ongoing volatility, economists warned.  Processing Content The 30-year fixed average decreased 9 basis points to 6.37%, according to Freddie Mac’s Primary Mortgage Market Survey of

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Mortgage credit hits three-year high entering spring market

Mortgage credit availability reached a three-year high in time for the spring housing market, including a rebound in government-sponsored loan products. Processing Content The Mortgage Bankers Association Thursday also reported modest monthly gains in conforming and jumbo credit in its Mortgage Credit Availability Index for March. The index’s overall 108.3 reading represented a 1.1% gain

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