Author name: Ricky Vasquez

California utility bills are 20% higher due to wildfires

The escalating cost of wildfires now adds $41 to the average monthly power bill for residential customers of California’s largest utility, according to a government report that calls for a systemic overhaul of how the state responds to conflagrations as climate change-driven disasters threaten its economy.  Processing Content That surcharge accounts for 19% of the average Pacific Gas […]

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Shadi Kamran is national business development and market growth executive at Certainty Home Lending, part of the Rate family.

Jumbo lending playbook: automation, overlays and ROI

Lenders are rethinking how they originate jumbo mortgages, leaning on automated underwriting technology to manage complicated details while navigating stricter investor overlays and a market that rewards those who can make the economics work. Processing Content The strategies vary, but the underlying issue is always the same: jumbo loans demand more from everyone in the

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