In November 2025, Equifax published a statement making the case that FICO is the villain in the mortgage credit cost story. It was just one more shot across the bow from the 3Bs at FICO; a battle we’ve been watching play out in real time for years. The numbers don’t lie: FICO’s per-score price has […]
Opinion: FICO, the 3Bs: Fruit from a rotten tree. Here’s how we fix It. Read More »
After years of serving as a convenient political target, artificial intelligence is entering a new phase of the debate: one shaped not only by state and local experimentation, but also by a more assertive federal posture. A recent Executive Order on AI directed the Justice Department to create a Litigation Task Force to challenge state
AI isn’t to blame for the housing crisis Read More »
Impac Mortgage Holdings is on the verge of going out of business, according to a new audit. Processing Content The Southern California–based mortgage firm revealed its dire situation via an independent audit from Baker Tilly published Friday to the over-the-counter Open Market exchange. Once regularly a billion-dollar originator, the company’s books today are upside-down, with
Impac Mortgage teeters on collapse amid audit, data breach Read More »