The housing market is built on a simple confidence: When you buy a home, it’s actually yours, free and clear. Recent proposals to waive title insurance on certain “low-risk” mortgages have been framed as an affordability measure. The premise sounds appealing. It sounds like an easy affordability win. It isn’t. More than that, such a […]
Affordability Proposals Target Title Insurance and Raise Risk Read More »
The home equity investment (HEI) space is booming, but regulatory guardrails are struggling to keep pace — a mismatch that’s sparking confusion and a rising tide of lawsuits. Matt Windsor, deputy general counsel at California-based fintech Point, is on a mission to change that. Windsor, a former counsel at the Federal Deposit Insurance Corp. (FDIC),
Point’s Matt Windsor breaks down the legal landscape for HEIs Read More »
Mortgage leaders have moved beyond debating whether to adopt AI. As tools become commonplace, the greater challenge is connecting technology, data and workflows across the enterprise so intelligence can translate into measurable business value. That shift requires lenders to reconsider not only their tech stacks, but the operating models that govern how work moves from
Next Competitive Advantage is the Mortgage Operating Model Read More »