For the past year, one question has been circulating across technology and financial services: Will AI replace Software as a Service (SaaS)? It’s a compelling headline. But in mortgage lending, it’s the wrong question. AI is not going to replace SaaS platforms. What it will do is far more significant. It will change how those […]
SpaceX went public on Nasdaq in June and raised $85.7 billion once underwriters exercised their overallotment, the largest offering ever completed. One pre-IPO trading platform estimated ahead of the listing that roughly 4,400 current and former employees would clear a million dollars in stock. Very few of those employees could walk into a conventional loan
Pre-IPO Equity and Mortgage Underwriting for Qualified Borrowers Read More »
Florida’s push to lower property taxes is being framed as an affordability measure for homeowners. But for mortgage servicers, the proposed change could have significant consequences for income generated from escrow custodial balances and, ultimately, for the value of mortgage servicing rights. Florida Amendment 3, which will go before voters in November 2026, would increase
Florida Amendment 3 and MSR Values for Servicers Read More »