Author name: Ricky Vasquez

Why ADU financing deserves more attention from home equity lenders

Accessory dwelling units, or ADUs, are no longer a fringe housing concept. They are becoming a more practical option for homeowners facing affordability pressure, still-constrained housing supply and the mortgage-rate lock-in effect. In 2025, the National Association of Realtors (NAR) reported that households earning $75,000 annually could afford just 21.2% of active listings, well below […]

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FHA loan delinquencies: Is a perfect storm brewing?

For most people, the foreclosure crisis is a distant memory. Foreclosure activity, in fact, has been unusually low since the government implemented a national moratorium and an unprecedented mortgage payment forbearance program at the beginning of the COVID-19 pandemic. Five years later, foreclosure activity is still about 30% lower than it was in 2019, but

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Lane McCormack named president at BHHS Beach Properties of Florida

Lane McCormack has been named president of Berkshire Hathaway HomeServices Beach Properties of Florida, according to an announcement on Thursday from HomeServices of America. McCormack, a veteran real estate executive with more than 28 years of industry experience, joins the Northwest Florida brokerage from Ansley Real Estate/Christie’s International Real Estate. She spent seven years at

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