Why ADU financing deserves more attention from home equity lenders
Accessory dwelling units, or ADUs, are no longer a fringe housing concept. They are becoming a more practical option for homeowners facing affordability pressure, still-constrained housing supply and the mortgage-rate lock-in effect. In 2025, the National Association of Realtors (NAR) reported that households earning $75,000 annually could afford just 21.2% of active listings, well below […]
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