Author name: Ricky Vasquez

Elevated mortgage rates, affordability pressures and economic uncertainty continue to shape the housing market in 2026, prompting homebuilders to adopt a more disciplined operating approach. Across the industry, builders are refining product mix, tightening inventory levels and pursuing strategic homebuilder consolidation opportunities as they adapt to softer buyer demand and rising capital pressures. Following the […]

Another portfolio of prime mortgages, which primarily finance second homes and investment properties, will secure $517.7 million in residential mortgage-backed securities (RMBS), from sponsor Onslow Bay Funding. Processing Content Kroll Bond Rating Agencies says 1,322 fixed-rate mortgages are in the collateral pool, with second homes and investment properties accounting for 25.8% and 74.2% of the

The change in the rate environment has revived a focus on servicing this year for originators, which may account for some of the current merger and acquisition fervor. Processing Content Not only has the recapture rate nearly doubled since 2023 and has March’s trigger lead ban implementation restricted the ability of outside lenders to compete