Author name: Ricky Vasquez

The Single-bureau Blind Spot: Is Your Portfolio at Risk?

As mortgage originators navigate one of the tightest margin environments in a generation, the pressure to slash operational costs has reached a fever pitch. In response, a polarizing debate has emerged across the industry: Can lenders safely cut corners on credit data to achieve short-term line-item savings? While comparing a 30-year home loan to a […]

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AI Strategies to Study for the Real Estate Exam

Every year, thousands of aspiring real estate agents complete their pre-licensing education only to discover that earning course credit and passing the licensing exam are not the same thing. Industry estimates suggest that only about 50% to 60% of candidates pass the real estate licensing exam on their first attempt. One reason so many candidates struggle is

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Illinois Gov. Pritzker’s sweeping housing reform package hits a wall

Illinois Gov. J.B. Pritzker’s push to reshape the state’s housing landscape ended with nary a whimper last week, with no votes as National Homeownership Month began. His sweeping Building Up Illinois Developments plan stalled before the legislature adjourned, leaving the most ambitious housing proposals with little room to maneuver until fall. His plan sought to

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