Author name: Ricky Vasquez

The homeownership rate isn’t what you think

Adult children who live at home don’t get added onto their parents’ mortgage or deed. But that’s how they’re often treated when we rely on the most commonly reported measure of homeownership. We’re proposing an alternative that shines a light on millions of Americans routinely glossed over in the nation’s homeownership conversation. The homeownership rate […]

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Modernization delays are becoming competitive liabilities

Something significant is already reshaping mortgage lending and servicing, and the data is beginning to bring into focus what many lending professionals have been experiencing firsthand. A recent nationwide survey of lending professionals across banking, mortgage lending and fintech reveals an industry that overwhelmingly understands the need to modernize its mortgage origination, servicing and compliance

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