Author name: Ricky Vasquez

The other half of the lake: Why lifecycle lending is becoming mortgages’ next growth strategy

Loan originator pipeline growth has followed a familiar formula: originate a purchase loan, capture a refinance when rates fall and hope the borrower returns for their next home purchase. But in today’s housing market, that model is producing fewer opportunities. Purchase volume remains constrained, refinance activity is limited and lenders are searching for new ways […]

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AI is changing mortgage lending. Business intelligence is making it possible.

As artificial intelligence (AI) becomes embedded across the mortgage lifecycle, lenders are rethinking how they use data to drive decisions and automate workflows. Chris McEntee, Vice President of Corporate and Product Development at ICE, discusses how AI mortgage lending is transforming mortgage business intelligence, why data governance is becoming more important than ever and what

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Former Stockton Mortgage employees, Novus deny trade secret allegations

Several former Stockton Mortgage Corp. employees have denied allegations that they misappropriated trade secrets and interfered with the company’s business after leaving to join competitor Ixonia Bancshares, operating as Novus Home Mortgage, according to court filings. Eighteen defendants filed their answers Monday in the U.S. District Court for the Northern District of Alabama, responding to a

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