In late July, 2025, 30yr fixed rates embarked on an excellent adventure, moving down from 6.75% on July 31st to 5.99% by late February, 2026. Since then, things haven’t been great thanks to war-related fuel price drama and stronger econ data (the supreme court ruling on tariffs didn’t help either, because it increased Treasury issuance […]
Rates Match Longer-Term High For The 3rd Time in 2026 Read More »
Key insight: Republicans highlighted the Federal Home Loan Banks’ role as a reliable liquidity backstop for member institutions. What’s at stake: Discussion drafts considered at a House Financial Services Committee hearing would ease capital rules for the banks and designate FHLB advances as “core” deposits. Forward look: The discussion drafts set the stage for potential
Republicans tout Federal Home Loan Banks’ liquidity role Read More »
Most mortgage lenders rate artificial intelligence implementation as one of their top priorities for the rest of the year, yet are still moving slowly. Processing Content More than 80% of lenders are evaluating AI tools across their businesses, but just 17% have deployed the technology in live production workflows, according to The Mortgage Collaborative’s June
Mortgage lenders slow to deploy AI, despite being a priority Read More »