Author name: Ricky Vasquez

Saluda Grade brushes off macro concerns to bet on home equity resilience

Alternative investment firm Saluda Grade doesn’t see the interest rate environment or the current signals of consumer financial stress taking the shine off home equity assets anytime soon. “What we’re focused on is 75% of homeowners today with a mortgage have a rate that is still out of the money — and that’s material,” Blake […]

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Why hazard insurance is becoming a housing market constraint

The U.S. needs a new strategy to address the significant recovery costs following large-scale disasters  Disasters such as fires, floods and tornadoes are striking a widening geographic area across our country, and their frequency appears to be rising. The cobbled-together framework of consumers’ hazard insurance policies, state insurance programs, the national flood insurance program, and

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