Author name: Ricky Vasquez

Fannie and Freddie Condo Insurance Rules Change in 2026

In March of this year, Fannie Mae and Freddie Mac unveiled a major change to condominium lending, financial and insurance standards aimed at improving the way condos are bought, sold and managed. These updated rules change the criteria for prospective condo buyers to obtain conventional financing through Fannie and Freddie, which has ripple effects across […]

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Housing bill passes House, goes to Trump’s desk

Key insight: The housing package aims to cut red tape for housing construction, especially manufactured housing.  What’s at stake: The bill also includes a handful of closely watched community bank riders, including measures related to reciprocal and custodial deposits.  Forward look: President Donald Trump is expected to sign the bill without delay.  WASHINGTON — A

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Housing shortage may shift to oversupply long-term: study

The post-financial crisis narrative of a housing shortage is starting to unravel.  Processing Content A combination of low immigration, limited population growth and aging boomers could lead to a flattening of housing demand in the next couple decades, according to a white paper published by the Mortgage Bankers Association.  “Over the past several years, growth

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