Author name: Ricky Vasquez

Freddie Mac issues updates mandating AI governance

Freddie Mac is updating its guidelines to include explicit language requiring mortgage companies to establish a clear artificial intelligence framework governing the technology’s internal use.  The new rules become effective on March 3, 2026 and mandates compliance with the policy for businesses using AI and machine-learning tools in connection with loans sold to or serviced […]

Freddie Mac issues updates mandating AI governance Read More »

Zillow deleting home climate risk scores reveals limits of flood, fire data

When Zillow Group Inc. removed climate risk scores from its home listings last month, following a complaint from the real estate industry, many observers took to the press and social media to warn that disappearing the data doesn’t get rid of the risk.  In a world assailed by extreme weather, homeowners and purchasers need to know their property’s vulnerability to

Zillow deleting home climate risk scores reveals limits of flood, fire data Read More »

Why U.S. home insurance costs have leapt in the past decade  

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners. ICE analysts share key insights from their recent 10-year study into the forces propelling rising insurance costs across the nation.  Over the past

Why U.S. home insurance costs have leapt in the past decade   Read More »