Author name: Ricky Vasquez

GSE changes, Boxabl pact spur mortgage lending opportunities

Fannie Mae and Freddie Mac latest selling guide updates give lenders more leeway in some areas, including the lower-cost factory-built housing market that’s gained some traction because broader home affordability has been under strain. Processing Content Fannie has streamlined Native American conventional loans for previously approved tribes, and Freddie is now buying mortgages financing manufactured […]

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Trump signs bill funding the government through December

Key insight: The House on Tuesday passed a continuing resolution to fund the government at existing levels through mid-December, and President Donald Trump signed the bill on Wednesday. What’s at stake: The bill averts a government shutdown during the home stretch of the 2026 midterm elections, keeping important programs like crop insurance and development grants

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High sixes stall refi; target buyers adjusting to new normal

Surging 10-year Treasury yields pushed mortgage rates deeper into high-six-percent territory this week — its highest point since the start of 2025 — effectively stalling refinance momentum while leaving purchase-market buyers to navigate a new high-rate environment. Processing Content The 30-year fixed-rate mortgage averaged 6.71% on Sept. 3, the Freddie Mac Primary Mortgage Market Survey

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