Author name: Ricky Vasquez

Federal Home Loan Bank members’ borrowing as a share of total assets increased in stressed environments but the majority did not see excessive increases like Silvergate’s, the Government Accountability Office found. Processing Content Former warehouse lender-turned-crypto specialist, Silvergate Bank, was an outlier in increasing its ratio 33% just before the 2023 crisis which led to […]

As the Trump administration pushes crypto further into the mainstream, some lenders are testing whether digital assets can open the door for borrowers who don’t fit the traditional mold and whether the trade-off is worth the risk. Processing Content In June, the Federal Housing Finance Agency director Bill Pulte urged Fannie Mae and Freddie Mac