Author name: Ricky Vasquez

Private lending in 2025: A market in transition

Once viewed as a niche option, private lending has rapidly entered the mainstream as more borrowers discover the speed, flexibility, and accessibility of private credit financing. But as the industry attracts new borrowers, it is also evolving with their needs, particularly in the balance between short-term and long-term loans. To understand where private lending is […]

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The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do

The median first-time homebuyer in the U.S. in 40 years old, which is a record high. One of the main reasons is that Millennials typically delay ownership by about 7 years, and Gen Z only have a 26% homeownership rate by their late 20s, far behind previous generations.A growing financial strain These younger Americans are

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Realtor.com urges action on US housing supply shortage

As the housing industry prepares for 2026, Realtor.com is taking some time to double down on its Let America Build campaign. Initially launched in March 2025, the national campaign advocates for solutions to expand housing supply.  Realtor.com describes the campaign, which calls on lawmakers to make pro-building choices, as an effort to advocate for “solutions

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