Author name: Ricky Vasquez

Condominiums have long been one of America’s most important sources of affordable homeownership.  More than one-third of Americans – 78 million individuals – live in condos and other shared ownership options that use community associations. For first-time buyers, moderate-income households, retirees looking to downsize and families in high-cost markets and metropolitan areas, a condominium often […]

After 25 years in mortgage lending, one pattern has become difficult to ignore: Our industry is very good at helping people who are ready to transact, but inconsistent at helping people become ready. We have built faster applications, better verification tools, more precise underwriting systems and increasingly automated follow-up. Those improvements matter. But they mostly

Florida has taken a direct approach to one of the practical obstacles facing factory-built housing: local zoning rules that can treat a home differently simply because some or all of it was constructed somewhere other than the lot where it will ultimately sit. In 2026, the Legislature enacted section 553.385, Florida Statutes, establishing zoning parity