Author name: Ricky Vasquez

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Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you’ve caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is.  Here’s what you need to remember. Pulling from your retirement […]

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Affordability Proposals Target Title Insurance and Raise Risk

The housing market is built on a simple confidence: When you buy a home, it’s actually yours, free and clear.  Recent proposals to waive title insurance on certain “low-risk” mortgages have been framed as an affordability measure. The premise sounds appealing. It sounds like an easy affordability win. It isn’t. More than that, such a

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Point’s Matt Windsor breaks down the legal landscape for HEIs

The home equity investment (HEI) space is booming, but regulatory guardrails are struggling to keep pace — a mismatch that’s sparking confusion and a rising tide of lawsuits. Matt Windsor, deputy general counsel at California-based fintech Point, is on a mission to change that. Windsor, a former counsel at the Federal Deposit Insurance Corp. (FDIC),

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