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June 2026

HUD to update manufactured home definition, cut requirements

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The U.S. Department of Housing and Urban Development is looking to update the definition of a manufactured home and support opportunities for multistory manufactured housing. Processing Content Under the proposed rule published in the Federal Register Friday, the new definition of a manufactured home, as mentioned in the Manufactured Home Construction and Safety Standards, also […]

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Hadyn Richards Jr. is a partner in the Bradley law firm

Wither AI: don’t count on an all-automated loan anytime soon

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The federal law putting into place education, registration and — for non-depository originators — licensing requirements, applies only to human beings. Yet, don’t count on an all-automated loan happening anytime soon. Processing Content The conclusion comes from a new Mortgage Bankers Association white paper, written by the law firm of Orrick, Herrington & Sutcliffe, titled

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Securitized market stepping up preparations for new scores

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Rating agencies and others are secondary market participants increasingly looking more closely at how to handle modernized credit scores for residential mortgage-backed securities now that government-related agencies have committed to the metrics. Processing Content Morningstar DBRS and Standard & Poor’s have joined KBRA in analysis and proposed conversion of VantageScore 4.0 into classic FICO, while

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