June 2026

The Mortgage Bankers Association (MBA) is urging the mortgage industry to develop a unified framework for managing artificial intelligence as lenders increasingly deploy AI tools across origination, servicing and customer engagement. In a white paper released Wednesday, the association said AI technologies are rapidly becoming embedded throughout the mortgage process, from customer service chatbots and […]

Foreclosure pressure in the South is at its highest point since 2019, while the West’s housing market is thriving compared to the rest of the country, according to a new industry report. Processing Content “What our data is showing is essentially two housing markets inside one country,” said Matt Layton, senior vice president of consumer

APCA Resi 04B is preparing to sponsor a $445.3 million securitization of payments from a pool of residential non-prime loans, while including recently introduced senior first class flow (A-1FCF) and last cash flow (A-1LCF) tranches to the platform. Processing Content Those tranches enjoy the same level of credit enhancement, 24.70%, which also applies to the