Independent mortgage bankers achieved origination profitability for the fourth consecutive period in the first quarter, but at the same time, costs increased as well, the Mortgage Bankers Association said. Processing Content IMBs and bank mortgage subsidiaries reported an average pretax net production profit of $727 per loan, compared with a net production profit of $674 […]
IMBs stay profitable, but costs climb in Q1 Read More »
A November 2025 National Association of Realtors profile of Home Buyers and Home Sellers concluded that “the typical age of first-time buyers climbed to an all-time high of 40 years.” and “The share of first-time home buyers dropped to a record low of 21%.” Processing Content The President recently issued two Executive Orders [EO on
CHLA calls for ‘moon shot’ to boost Gen Z homeownership Read More »
Cryptocurrency is no longer a peripheral line item in borrower financial profiles. Approximately 30% of American adults now own it. Global ownership has surpassed an estimated 500 million people. The total housing market has crossed the $1 trillion mark multiple times in recent years. These numbers mean that lenders, originators and the regulators overseeing them
The underwriting problem crypto built: What regulators and institutions are watching Read More »