I recently refinanced my mortgage for the second time in the past year and a half. I've dealt with a lot of banks and lenders in the past and wasn't satisfied with their services. I wanted to make sure this time I chose a lender who cared and was looking out for my best interests. I was referred to Capital Coast Lending by a friend. I contacted Ricky, who was extremely personable, straight up, and professional. Ricky was very prompt and he got me the best rate on the market, which was significantly lower than any lender was offering at the time. I was extremely satisfied with the entire process and I am glad I went with Capital Coast Lending. I would recommend them to anyone who is even thinking about refinancing.