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 Rising insurance costs cut into buyer affordability

Housing affordability is taking center stage this fall for the Trump administration. From President Donald Trump’s early executive order ordering the heads of all executive departments and agencies “to deliver emergency price relief,” to Treasury Secretary Scott Bessent highlighting housing affordability as one of his “big projects,” the affordability crisis is clearly top of mind. […]

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The real work of AI in mortgage tech begins now

Artificial intelligence is dominating headlines, investor decks, and conference panels—but in mortgage lending, the real breakthroughs aren’t always the flashiest. As the industry moves past the AI hype cycle, the more important question is: What does meaningful adoption actually look like in mortgage? We’re at a pivotal moment. Lenders are facing a convergence of rising

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Fractional home ownership is breaking barriers: How Pacaso is taking the lead

Survey finds affordability and financing are driving more buyers into the second-home market In today’s economy, traditional ownership is increasingly inaccessible and misaligned with the real estate landscape. Ongoing issues with low inventory, high home prices, elevated mortgage rates, and down payment obstacles make whole-home ownership more challenging, especially for younger buyers. Against that backdrop,

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