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The mortgage industry’s top trade group issued two new enhancements to help establish consistency across the loan boarding process as well as in communications surrounding artificial intelligence.  The Mortgage Industry Standards Maintenance Organization released its new loan boarding dataset, which provides a consistent data baseline to ease the path for newly originated mortgage loans to […]

Key insight: Fed Vice Chair Philip Jefferson described a delicate balancing act, supporting moderate rate cuts to protect jobs while keeping long-term inflation under control. Supporting data: GDP growth slowed to 1.6% in the first half of 2025, and tariffs are nudging prices higher as long-term expectations remain anchored. Forward look: Jefferson emphasized durable inflation

Enjoy complimentary access to top ideas and insights — selected by our editors. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best. Earlier this month, we published a study showing that VantageScore 4.0’s claimed performance gains over Classic FICO are overstated