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Does winning new business feel harder than ever? It’s not your imagination. Higher interest rates, low housing inventory, and tighter margins have combined to shrink the number of available transactions. And with all title professionals vying for scarcer deals, it’s easy to feel like you’re doing all the right things—delivering great service, meeting deadlines, solving […]

Traditional QC risks are declining, but lenders now face mounting exposures in fraud, insurance gaps and compliance volatility. The mortgage industry’s quality control risk landscape is shifting dramatically. Traditional defect categories such as income and employment and credit are seeing historic declines, while once-marginal issues like insurance gaps and fraud are now taking center stage.

With mortgage rates still hovering near multi-decade highs, homeowners are opting to hold onto their ultra-low first mortgages. Instead of refinancing, they’re tapping into their equity through home equity loans and HELOCs to finance renovations, cover tuition, or consolidate high-interest debt.  Lenders are stepping up with a broader menu of second-lien products to meet this