The Trump administration has hinted at declaring a national housing emergency. Treasury Secretary Scott Bessent floated the idea, and President Trump confirmed it is under consideration. A “federal emergency” sounds dramatic and grabs headlines. But here’s the reality: declaring one might ease financing restraints for single-family buyers, say, by subsidizing closing costs, but can it […]

The Mortgage Bankers Association (MBA) announced Sunday that it expects total single-family mortgage origination volume to increase to $2.2 trillion in 2026, up from $2.0 trillion expected in 2025. Speaking at its 2025 Annual Convention and Expo, Mike Fratantoni, chief economist and senior vice president for research and business development; Joel Kan, vice president, deputy chief

The Mortgage Bankers Association is warning lenders of wavering productivity and stubbornly high expenses amid what should be steadily climbing production volume. The trade group’s top economists Sunday at the MBA Annual conference in Las Vegas discussed the macroeconomic headwinds that they suggested shouldn’t dramatically affect new mortgage volume. The economists are anticipating an 8%