If you work in mortgage banking long enough, you learn to watch the signals. Rates move.Consumers react.The agencies adjust.And the industry pivots. We watch these indicators because they tell us where the market is going. But there’s one signal the industry often overlooks — and ironically, it might be the most predictable one of all. […]

As the spring homebuying season approaches, mortgage lenders and servicers are watching closely for signs of a long‑awaited inflection point. Interest rates have begun to ease, buyer sentiment is improving, and some sidelined demand is cautiously reentering the market. Lower rates will matter. But they are not, on their own, enough. Experience from the last

After seeing an uptick in sales last year, the nationwide new home market experienced a sharp drop in new home sales activity in January, according to the U.S. Census Bureau’s New Residential Sales report released on Thursday. Economists say that this could be a momentary drop due to extreme weather conditions, or that the sales