Author name: Ricky Vasquez

Housing affordability – and its impact on Americans’ quality of life – is becoming a market- and generation-defining issue. Higher interest rates, constrained inventory, rising land costs, and slower wage growth have combined to push homeownership further out of reach for many, especially first-time buyers, middle-income households, and those seeking new construction. At the same […]

A federal judge, accusing Equifax of gamesmanship in an antitrust suit, has ordered the company to revise agreements with customers of its electronic verification of income and employment business, The Work Number.  Processing Content U.S. District Judge John F. Murphy published his order Tuesday, dealing a blow to the credit reporting agency fighting a lawsuit

Regulatory changes to how banks treat mortgage assets — anticipated this week by Federal Reserve Vice Chair Michelle Bowman — may have an impact on the mortgage market over time, analysts said. “The near-term impact on the mortgage market is likely to be somewhat limited,” Keefe, Bruyette & Woods (KBW) analysts wrote in a report