Key insight: The White House has indicated its support for the compromise legislative language now moving forward in the Senate. The House passed its own housing bill last month, which included a number of community bank-related riders. What’s at stake: Legislative language related to brokered and custodial deposits, as well as other policy reforms aimed […]
Housing bill moves forward with institutional housing ban Read More »
HMDA reporting season has just wrapped as financial institutions were required to submit detailed data from the previous calendar year’s mortgage applications and loans to their regulators by March 2nd. But for compliance professionals at community banks, the work doesn’t stop there. HMDA reporting has become less about “checking the box” and more about defending
How to ensure locked-down compliance during HMDA reporting season, and year-round Read More »
Nature abhors a vacuum and does something about it. Homebuilders, their business and channel partners, their investors and lenders and their customers abhor uncertainty. But what can and will they do about it? Other than brace for more bumps. More air pockets. More “buying” of sales rather than selling of American households on houses that
What war risk could mean for builders, rates and spring demand in 2026 Read More »