Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now Federal Reserve Board Vice Chairman for Supervision Michelle Bowman gave a very significant statement about banks and the Basel III risk weights for residential loans and mortgage servicing rights to the American Banker […]
Basel proposal helps banks, but changes little Read More »
Home prices increased nationwide on a seasonally adjusted basis, a pair of widely followed metrics agree, although they vary on the size of the increase. Processing Content The Federal Housing Finance Agency House Price Index hit another high in December at 440.36, up from 439.72 in November, a change of 0.1. Price rose 0.8% on
Home prices are up… depending on where you look Read More »
Processing Content Key insight: Banks made $295.6 billion in net income in 2025. Supporting data: Banks’ net interest margin hit 3.39%. Forward look: Shortly after the data window, which showed no bank failures in Q4 2025, a small Chicago bank failed in January. Banks closed 2025 profitably, with higher rates of lending and stable credit
Banks close 2025 with strong profits, higher lending Read More »