January 2026

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the

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The rental market is normalizing, but “normal” still depends on where you live

After years of volatility, the U.S. rental market is settling into something closer to equilibrium. Nationally, rent growth has slowed to near zero, vacancy has risen, and the intense competition of the pandemic era has eased. But normalization does not mean uniform relief, and it certainly does not mean the rental market has turned easy.

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