January 2026

Down Payment Resource (DPR) on Monday released its Q4 2025 Homeownership Program Index (HPI) report, identifying 2,619 down payment assistance (DPA) programs available nationwide. The count is five fewer compared to the third quarter but represents a 6% increase from Q4 2024, when 2,466 programs were available. The year-over-year growth reflects continued expansion and refinement […]

Early 2026 housing data is beginning to show a clearer shift in market momentum, with multiple indicators moving in the same direction. HousingWire’s latest Housing Market Tracker data points to improving demand, steadier pricing dynamics and inventory growth that supports a more functional housing market. As outlined in HousingWire’s weekly Housing Market Tracker by Logan

Mortgage rates trickled modestly lower again today for the 4th straight business day on Monday. The average top-tier 30yr fixed rate is the lowest it’s been since January 16th. The only catch is that it was quite a bit lower 2 weeks ago. Compared to today’s mark of 6.17% on MND’s daily rate index, mid-January