December 2025

Bridge loan expert Sofia Nadjibi looks at consumers’ biggest objections and misconceptions about bridge loans, so you can help steer them in the right direction Loans for short-term residential financing, now known as bridge loans, have existed since the mid-20th century, yet many real estate agents and loan officers still treat them as an edgy, […]

As mortgage rates stay near 6%, our weekly housing demand data lines have improved so much that we are at multiyear highs in total pending sales and purchase application data combined. This shouldn’t be a shock for our readers because whenever mortgage rates break below 6.64% and head down toward 6%, housing data noticeably improves

The Consumer Financial Protection Bureau (CFPB) is proposing changes to rules under the Equal Credit Opportunity Act (ECOA) to clarify lenders’ responsibilities on issues including disparate impact, discouragement of applicants and special purpose credit programs (SPCPs) that industry leaders say could hurt women’s ability to get a mortgage loan in their own name. The comment