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December 2025

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From HELOCs to blockchain: home equity moves forward

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U.S. lenders are racing to tap homeowners’ record equity, rolling out new HELOCs, non-QM loans, and even blockchain-backed products to capture market share.   Boston Consulting Group’s third quarter recap noted that banks are focusing their mortgage operations on deepening customer relationships in order to grow, and this includes increasing second-lien lending. “Lenders continue to expand […]

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Inventory, affordability take center stage in House hearing

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U.S. Rep. Mike Flood (R-Neb.) pressed federal housing officials Wednesday on what he described as costly and counterproductive red tape, using a House Financial Services Committee hearing to highlight regulations he feels are worsening the national housing shortage. The hearing focused heavily on interpretations of Build America, Buy America (BABA) requirements and their impacts on

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Zillow expects calmer 2026 housing market, improved affordability

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Zillow says the housing market is on track for a steadier 2026, with modest price growth, slightly higher sales and mortgage rates that remain above 6%. The forecast follows what analysts describe as a year of small but meaningful gains for homebuyers — including improved affordability and more buyer-friendly conditions in nearly 20 major metro

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