October 2025

 Radian’s playbook for AI: Governance, growth, and operational excellence

Behind the hype of generative AI lies a tougher reality for mortgage and real estate leaders: adoption is anything but easy. Compliance hurdles, hidden costs, and the risk of bias make success dependent on clarity, discipline, and the right expertise. Radian has spent years laying the groundwork with data science and automation, giving the company […]

 Radian’s playbook for AI: Governance, growth, and operational excellence Read More »

With increased defaults, when is it prudent for servicers to record loan modifications?

A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing their mortgage lien. And, as someone who has litigated several lien priority disputes stemming from an unrecorded loan modification agreement, I can say the answer isn’t always straightforward. From

With increased defaults, when is it prudent for servicers to record loan modifications? Read More »

Loandepot faces claims of ‘smoke and mirrors’ rate scheme

Borrowers suing Loandepot are sharing alleged evidence of the lender’s scheme to steer borrowers to higher rates and deprive its loan officers of their full compensation.  The latest filing in a Truth in Lending Act lawsuit cites emails, screenshots and the testimony of three LOs discussing the company’s actions to circumvent the loan officer compensation

Loandepot faces claims of ‘smoke and mirrors’ rate scheme Read More »