October 2025

Plaid introduces LendScore for real-time credit risk assessment

Plaid on Wednesday introduced LendScore, a new credit risk model that uses real-time cash flow data and account connection insights to give mortgage lenders a more complete view of a borrower’s financial situation. The launch comes amid significant shifts in consumer borrowing behavior and credit scoring. Plaid pointed to a recent TransUnion study, which found

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AI in title and escrow is a ‘force multiplier’ not a ‘job killer’

Artificial intelligence (AI) has rapidly become a cornerstone technology for the title and escrow sector, according to Qualia’s newly released State of AI in Title and Escrow 2025 report. Nearly 90% of professionals now use at least one AI tool — a sign of the technology’s influence moving from novelty to necessity. The study, which

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