September 2025

Roof red flags every mortgage lender should know

Mortgage lenders face significant risks when financing properties with compromised roofing systems. A damaged roof creates immediate financial exposure through reduced property values and potential structural hazards that threaten loan security. Smart lenders recognize that thorough roof assessments protect both borrowers and lending institutions from expensive surprises after closing. Understanding these roof red flags every […]

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Equity Prime Mortgage fires back at HUD’s FHA prohibitions

Equity Prime Mortgage is defending its lending practices after a federal regulator terminated some of its regional approvals following a data analysis review. The Department of Housing and Urban Development won’t allow EPM to submit Federal Housing Administration loans in six eastern jurisdictions, it disclosed Thursday. The terminations relate to certain elevated default and claim

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Why MBA is renewing opposition to a Fannie-Freddie merger

The Mortgage Bankers Association’s chief issued a reminder of why it has opposed merging two influential government-sponsored loan buyers as federal officials signaled momentum in pursuing a public offering. “Creating a government-conferred monopoly would diminish innovation, degrade service to market participants and heighten systemic risk,” MBA President and CEO Bob Broeksmit said in a blog

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