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Xactus announces partnerships for income, employment verification efforts

HWmember, Income verification, Mortgage, Origination, Partnerships, Plaid, Technology, Xactus /

Xactus, a fintech company specializing in mortgage verification solutions, has announced three new integrations designed to enhance its Intelligent Verification Platform, Xactus360. The partnerships with Thomas & Co., Argyle and Plaid aim to expand lender access to real-time income, employment and asset data through a unified system. The integration of Peek Verify from Thomas & […]

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Plaid introduces LendScore for real-time credit risk assessment

Credit, Credit Score, FICO, HWmember, Mortgage, Origination, Plaid, Technology /

Plaid on Wednesday introduced LendScore, a new credit risk model that uses real-time cash flow data and account connection insights to give mortgage lenders a more complete view of a borrower’s financial situation. The launch comes amid significant shifts in consumer borrowing behavior and credit scoring. Plaid pointed to a recent TransUnion study, which found

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