Mortgage

Luxury rentals gain ground as more high-end buyers opt to lease

Contributors, HWmember, Mortgage, Mortgage Rates, Opinion, Origination, Secondary market / Ricky Vasquez

As mortgage rates remain elevated and housing inventory remains tight, luxury rentals are increasingly becoming a preferred choice for high-income U.S. households, marking a shift in how high-end housing is being viewed and occupied across the U.S. Industry data shows a marked uptick in demand for luxury rentals, especially in markets outside of traditional urban […]

Luxury rentals gain ground as more high-end buyers opt to lease Read More »

Trump to Powell: It’s a ‘mistake’ to not lower interest rates

Donald Trump, Federal Reserve, HWmember, Interest rates, Jerome Powell, Monetary policy, Mortgage, Politics, Regulatory, Trump administration, White House / Ricky Vasquez

President Donald Trump met Thursday with Federal Reserve Chair Jerome Powell at the White House to discuss economic developments, as Trump continues to press the Fed to lower interest rates. During the meeting, Trump told Powell he’s making “a mistake” by not lowering interest rates, the White House said Thursday. The meeting was at Trump’s

Trump to Powell: It’s a ‘mistake’ to not lower interest rates Read More »

Arrive Home introduces new versions of its Earned Equity Program

FHA, FICO, Homeownership, HWmember, Mortgage, Non-QM / Ricky Vasquez

Arrive Home has launched two new iterations of its Earned Equity Program (EEP), which helps consumers achieve homeownership through a long-term purchase contract. The program is now available through two separate products designed for different groups of borrowers: EEP Pathway and EEP DocLight. EEP Pathway is ideally suited for individual tax identification number (ITIN) holders and

Arrive Home introduces new versions of its Earned Equity Program Read More »

CHLA offers support for Pulte’s position on FICO pricing

Community Home Lenders of America, Credit Score, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore / Ricky Vasquez

After a statement made last week in condemning the credit-score pricing practices of Fair Isaac Corp. (FICO), Federal Housing Finance Agency (FHFA) Director Bill Pulte is now being complimented for his position by the Community Home Lenders of America (CHLA). CHLA on Tuesday sent a letter to Pulte, saying that FICO “has a clear monopoly

CHLA offers support for Pulte’s position on FICO pricing Read More »

Supreme Lending to acquire Michigan Mutual: sources

HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Origination, Retail Lending, Wholesale Lending / Ricky Vasquez

Dallas-based Supreme Lending has reached a deal to acquire Michigan Mutual, Inc. (MiMutual), adding a wholesale platform and a presence in Michigan to its operations, sources told HousingWire. Founded in 1999, Supreme Lending originated $3.8 billion over the past 12 months, with most of its volume concentrated in Texas, Florida and California, according to mortgage

Supreme Lending to acquire Michigan Mutual: sources Read More »

NAHREP’s top Latino loan officers closed $22B in volume in 2024

California, Hispanic homeownership, HWmember, LendingLife, Loan Officer, Mortgage, NAHREP, Origination, Texas / Ricky Vasquez

The National Association of Hispanic Real Estate Professionals (NAHREP) on Wednesday released its annual Top 250 Latino Mortgage Originators Report, which recognizes the nation’s top-performing Latino mortgage professionals. NAHREP received nearly 5,000 nominations and is recognizing more than 600 Latino mortgage originators this year across various national and regional rankings. Even in a high interest

NAHREP’s top Latino loan officers closed $22B in volume in 2024 Read More »

Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee

Conservatorship, Donald Trump, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Politics, Regulatory, Trump administration / Ricky Vasquez

President Trump last week promised a quick answer on whether to remove Fannie Mae and Freddie Mac from government conservatorship. And it appears he’s already reached a decision: it’s time to take them ‘public.’ In a post published on Truth Social Tuesday night, Trump wrote: Our great Mortgage Agencies, Fannie Mae and Freddie Mac, provide

Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee Read More »

Mortgage Bankers Association removes DEI pages from website

DEI, HWmember, Mortgage, Mortgage Bankers Association, Politics / Ricky Vasquez

Since the new administration took over in January, government agencies have systemically rolled back federal diversity, equity, and inclusion initiatives, with the Trump administration framing the move as a way to cut costs and eliminate waste. The Mortgage Bankers Association (MBA), the largest mortgage trade group, removed several webpages related to diversity, equity, and inclusion,

Mortgage Bankers Association removes DEI pages from website Read More »

How AI is already transforming—and improving—the mortgage underwriting process

Artificial Intelligence, Contributors, HWmember, Mortgage, Opinion, Origination, Technology / Ricky Vasquez

AI-based tools are now substantially reducing both the time and labor of routine mortgage processing. Traditional procedural steps—such as employment proofing, income verification, fraud detection and title checks—have long resulted in an unnecessarily lengthy time for a mortgage application’s approval. But the potential benefits of the AI revolution in mortgage lending aren’t just speculation; they are

How AI is already transforming—and improving—the mortgage underwriting process Read More »

Building an empire starts with your POS

Artificial Intelligence, Contributors, HWmember, Mortgage, Opinion, Origination, Technology / Ricky Vasquez

Millennial homebuyers (born between 1981 and 1996) are reshaping the real estate landscape with their strong preference for digital tools and technology-driven experiences. As the largest cohort of homebuyers in the U.S., their tech-first approach influences how properties are marketed, searched and purchased. Here’s the hard truth. If these buyers are looking online for lenders

Building an empire starts with your POS Read More »

Luxury rentals gain ground as more high-end buyers opt to lease

Trump to Powell: It’s a ‘mistake’ to not lower interest rates

Arrive Home introduces new versions of its Earned Equity Program

CHLA offers support for Pulte’s position on FICO pricing

Supreme Lending to acquire Michigan Mutual: sources

NAHREP’s top Latino loan officers closed $22B in volume in 2024

Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee

Mortgage Bankers Association removes DEI pages from website

How AI is already transforming—and improving—the mortgage underwriting process

Building an empire starts with your POS

Equal Housing Opportunity

Contact Us

SSL Certificate

Resources

Connect With Us